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MTD Ready · East Midlands & Beyond

Smarter Accounting.
Stronger Results.

Modern financial compliance for sole traders, contractors, and small businesses — without the jargon, the paywalls, or the complexity.

2026
MTD Mandatory
£50k+
Phase 1 Threshold
2026MTD Mandatory
£50k+Phase 1 Threshold

Making Tax Digital is now mandatory for sole traders with gross income above £50,000. Are you ready?

Download our free MTD guide →

Services built around
how you actually work.

All Services →

MTD Compliance

Fully managed Making Tax Digital submissions. We handle everything — you approve and we file. QuickBooks set up and managed for you.

Learn more →

Self Assessment

Annual tax returns handled end to end. We collect what we need, calculate what you owe, and file before the deadline every time.

Learn more →

Accounts & Systems

Full financial management — bookkeeping, invoicing, expense tracking, software setup and monthly reporting.

Learn more →

Consultancy & Automation

Helping your business run smarter — identifying bottlenecks, implementing modern tools, and building systems that save you time.

Learn more →

Also offering Ltd Company Setup & Advisory — guidance through incorporation, annual filings, and director responsibilities.

The biggest change to UK tax in a generation.

MTD for Income Tax is already live. If your gross income is above the threshold, quarterly digital submissions to HMRC are now mandatory. We make it invisible.

Phase 1 — April 2026
Gross income above £50,000 — mandatory now

Phase 2 — April 2027
Gross income above £30,000

Phase 3 — April 2028
Gross income above £20,000

Connect once. We do the rest.

Link your business bank account to QuickBooks once at onboarding. We pull your transactions, categorise everything, and build your complete quarterly picture without asking you for a thing.

One approval per quarter.

We prepare your submission and send you a plain English summary. Approve via the QuickBooks app, WhatsApp, or email. We file with HMRC on your behalf.

We track every deadline.

Four quarterly updates plus your Final Declaration every January. We manage every date so you never face a penalty.

Get MTD Ready →

Built to do accountancy differently.

Most people's experience with accountants follows the same pattern. You ask a question, you get an invoice. We started ODF because we had seen that frustration up close, and we set out to change it.

We build relationships first. We learn your business, understand your pressure points, and give you the information you actually need.

Read Our Story →
Professional meeting

“The trust comes first. Everything else follows.”

Oliver Julien, Founder & Tax Consultant

Guides to help you get it right.

Practical, plain English downloads for sole traders and small businesses. No email required.

Free Download

MTD Guide for Sole Traders

Everything you need to know about Making Tax Digital — what it is, when it applies, and what you need to do.

↓ Download Free
Coming Soon

Expense Guide — Contractors

A full breakdown of claimable expenses for construction and trade contractors under MTD.

Coming Soon

Expense Guide — Sole Traders

What you can and cannot claim as a sole trader — plain English, no jargon.

Coming Soon

Tax Saving Estimator

See how much tax you could save by properly claiming all your allowable expenses.

View All Resources →

Everything you need.
Nothing you don't.

Clear, transparent services for sole traders, contractors, and small businesses — priced simply, delivered properly.

MTD Compliance

From £35/month incl. QuickBooks

Making Tax Digital is now mandatory for sole traders and landlords with gross income above £50,000. ODF handles everything from setup through to each quarterly submission and your annual Final Declaration. You approve, we file.

QuickBooks Sole Trader account set up and fully managed by ODF
Business bank feed connection — connect once, we monitor and pull your data automatically
Income and expense records created, matched, and categorised each quarter on your behalf
Plain English approval summary sent before every submission
Approve via QuickBooks app, WhatsApp, or email
HMRC submission on your behalf each quarter
Annual Final Declaration prepared and filed every January
Deadline tracking — we manage every date so you never face a penalty
Get Started →

Self Assessment

Fixed annual fee

Annual Self Assessment tax returns handled end to end. We collect what we need from you once a year, calculate your tax position, and file with HMRC before the deadline. No surprises, no chasing.

Annual information request — we tell you exactly what we need and when
Full income and expense review
SA100 prepared and filed with HMRC
Plain English tax summary so you understand your position
Filed well ahead of the 31 January deadline
Get Started →

Accounts & Systems

Monthly retainer

Full financial management for your business. We handle the day-to-day so your books are always clean, current, and categorised.

Bank feed monitoring and transaction categorisation
Invoice creation and management
Expense tracking and receipt processing
Software setup and ongoing management
Monthly reconciliation and financial position summary
Ltd company accounts support and annual filing guidance
Ltd Company Setup & Advisory: We guide you through Companies House registration, help you structure your accounts correctly from day one, and support your annual confirmation statements and director responsibilities — all as an advisory service, without the agency fee.
Get Started →

Consultancy & Automation

Project basis

Modern tools and AI-assisted systems are changing how small businesses handle their finances. We help you understand what is available, implement what works, and build processes that save you time every week.

Business financial systems review and recommendations
Software and tool selection and setup
Automation design and implementation
Ongoing advisory and support
Get in Touch →

MTD Compliance

From £35/month incl. QuickBooks

Making Tax Digital is mandatory for sole traders with gross income above £50,000. ODF handles everything from setup to your annual Final Declaration. Monthly fee includes QuickBooks. You approve, we file.

QuickBooks account set up and fully managed by ODF
Bank feed — connect once, we do the rest every quarter
Income and expenses categorised each quarter on your behalf
Plain English approval before every submission
Approve via QuickBooks, WhatsApp, or email
HMRC submission and Final Declaration each January
Deadline tracking — we manage every date
Get Started →

Self Assessment

Fixed annual fee

Annual Self Assessment handled end to end. We collect what we need once a year, calculate your tax position, and file before the deadline. No surprises, no chasing.

Annual information request — we tell you what we need
Full income and expense review
SA100 prepared and filed with HMRC
Plain English tax summary
Filed ahead of the 31 January deadline
Get Started →

Accounts & Systems

Monthly retainer

Full financial management — salon, contracting, shop, or Ltd company. Books always clean and categorised.

Bank feed monitoring and transaction categorisation
Invoice creation and management
Expense tracking and receipt processing
Monthly reconciliation and financial summary
Ltd company accounts and annual filing guidance
Ltd Company Advisory: We guide you through incorporation, accounts setup, and director responsibilities — without the agency fee.
Get Started →

Consultancy & Automation

Project basis

Modern tools and AI-assisted systems are changing how small businesses manage their finances. We help you implement what works and build processes that save you time every week.

Business financial systems review
Software and tool selection and setup
Automation design and implementation
Ongoing advisory and support
Get in Touch →

Built to do accountancy differently.

The story behind Oliver Daniel Financials — and why we started it.

Most people's experience with accountants follows the same pattern. You ask a question, you get an invoice. You need five minutes of clarity, you get a bill for thirty. Over time you stop asking. You just hope you are doing it right.

That is what Oliver Daniel Financials was built to change.

We started ODF because we had seen that frustration up close — in business owners trying to get straight answers, in sole traders drowning in paperwork they never asked for, in people who just wanted someone in their corner without a paywall between every conversation.

Our approach is different. We build relationships first. We learn your business, understand your pressure points, and give you the information you actually need, not a carefully metered version of it. The trust comes first. Everything else follows.

We work with sole traders, contractors, and small business owners across the East Midlands and beyond. Right now our focus is Making Tax Digital, the biggest change to personal tax in a generation, and making sure our clients barely notice it is happening. That is the job.

We are also building ODF with one eye on what is coming next. AI and automation are already changing how businesses manage their finances, and we want to be at the front of that — finding ways to make your numbers work harder and your life easier. Modern tools, straight answers, no unnecessary complexity. We want to be the kind of adviser people wish they had found sooner.

Most people's experience with accountants follows the same pattern. You ask a question, you get an invoice. You need five minutes of clarity, you get a bill for thirty. Over time you stop asking. You just hope you are doing it right.

That is what Oliver Daniel Financials was built to change.

We started ODF because we had seen that frustration up close — in business owners trying to get straight answers, in sole traders drowning in paperwork they never asked for, in people who just wanted someone in their corner without a paywall between every conversation.

Our approach is different. We build relationships first. We learn your business, understand your pressure points, and give you the information you actually need. The trust comes first. Everything else follows.

We work with sole traders, contractors, and small business owners across the East Midlands and beyond. Right now our focus is Making Tax Digital, and making sure our clients barely notice it is happening. That is the job.

We are also building ODF with one eye on what is coming next. Modern tools, straight answers, no unnecessary complexity. We want to be the kind of adviser people wish they had found sooner.

The trust comes first. Everything else follows.

What we stand for.

No Jargon. Ever.

Plain English, always. You should always understand exactly where you stand with your finances — no decoding required.

Relationships Before Revenue.

We build trust first. The right advice given freely today creates a client relationship that lasts. The numbers follow the relationship.

Modern Tools. Human Service.

We use the best available technology to make compliance seamless — but there is always a real person behind every decision and every submission.

Ready to work with us?

A simple conversation can change how you manage your finances.

Get in Touch →

Guides that actually help.

Plain English downloads for sole traders and small businesses. No email required — just take what you need.

Free Download

MTD Guide for Sole Traders

Everything you need to know about Making Tax Digital — what it is, when it applies, and what you need to do before the deadline.

↓ Download Free
Coming Soon

Expense Guide — Contractors

A full breakdown of claimable expenses for construction and trade contractors.

Coming Soon

Expense Guide — Beauty & Cosmetics

Every claimable expense for salon and beauty business owners.

Coming Soon

Expense Guide — Florists

Stock, delivery, equipment, trade shows — a complete expense reference for florist sole traders.

Coming Soon

Tax Saving Estimator

See exactly how much tax you could save by properly claiming all your allowable expenses.

Coming Soon

MTD Key Dates 2026/27

Every quarterly submission deadline and key date for the 2026/27 tax year in one simple reference.

A simple conversation
can change how you work.

No obligation, no pressure. Tell us about your situation and we will come back with a straight answer.

Location

East Midlands, UK

Response Time

Within one business day.

Message received — thank you.

We will be back in touch within one business day. If anything is urgent in the meantime, email us directly at info@oliverdanielfinancials.co.uk